Goin allows you to apply for quick loans ranging from €100 to €300 with repayment terms of 2 or 3 months. Through the app, you can simulate the loan with no commitment and review the conditions before applying.
Note: The simulation is completely free and does not imply acceptance of the loan. The final approval depends on the associated credit entities, which will evaluate your application and decide whether to grant the loan.
If your loan is approved, you will receive the money in the bank account you selected, and the payment management will be handled by the entity.
How do I apply for a loan?
Select the amount and term in the app.
Indicate the purpose of the loan.
Simulate the loan to view the installments and conditions.
The entity's website will open to confirm your details, mobile number, and the card you want to use for payments.
Sign the contract to finalize the process.
Once your application is evaluated and approved, the financial entity will manage the loan. Goin facilitates the connection between you and the lending entity but does not participate in the final decision or in managing the loan once granted.
How much will I pay in total?
The cost of the loan depends on the amount and term you choose. Before confirming, the app will show you:
The total amount to be repaid
The monthly installments
The Annual Percentage Rate (APR), which may vary based on the offer
You can review these details before accepting the application.
Can I cancel the application?
If you have not completed the application, simply do not finish it. If you have already accepted the loan and wish to cancel it, you can manage the cancellation directly with the financial entity that granted it.