All the money you have in savings and/or available to invest is safe and available at all times in Goin.

Your money is managed by Easy Payment & Finance, E.P., S.A.U., a payment institution regulated by European Directive 2015/2366 of the European Parliament and the Council of 25 November 2015 on payment services in the internal market.

As a European payment institution, Easy Payment & Finance, E.P., S.A.U. is subject to the permanent supervision of the Bank of Spain and your funds are deposited in a bank regulated and supervised by the European Central Bank.

Easy Payment & Finance, E.P., S.A.U. does not invest your funds, only safeguards them.

Unlike banks, Payment Institutions cannot lend their clients' deposits and must have them available at all times.