You can add money to Goin in two ways:
- with your bank card 💳
- by bank transfer 🏦.
You will find both options by clicking on the "ADD €" button on the Home screen.
You can top up by card up to €1000 / month for free (if you have the Basic plan) or €2000 / month (if you have the GoinPro plan): above these amounts, a 0.5% handling fee will be applied.
A single top-up can have a free part and a part subject to the handling fee, you will always find a breakdown in the transaction preview. Only manual top-ups are included in the monthly calculation, not money paid in automatically (savings methods), Crypto investments or money used to buy gift cards.
Top-ups by bank transfer, on the other hand, are always free of charge. Just bear in mind that this option takes 1-5 business days and that you will always have to include the reference number we provide you with in the concept of the operation, so that the transfer is executed correctly.